The decision of the United States District Court for the Western District of Washington is captioned Abrams v. Unum Life Insurance Co. of America, No. C21-0980 TSZ, 2022 U.S. Dist. 231950 (W.D. Wash. December 27, 2022).
See Matthew Maddox's article in Martindale-Hubbell (Long Term Disability Benefits Awarded Due to Symptoms of Long COVID, Despite Disagreement as to Diagnosis) explaining that a diagnosis does not, itself, render someone disabled. It is the symptoms of a condition that prevent a claimant from being able to perform the duties of work, rendering them disabled.
The Maddox Firm Can Help You Provide Evidence of Disabling Symptoms
It can be difficult to prove symptoms to a long term disability insurer. Some symptoms may show up on a test, but others may not. We'll work with your doctors to make sure that their notes and letters of support provide a complete picture of your symptoms. We may recommend additional testing to demonstrate your objective symptoms to the insurer. For those symptoms that cannot be tested, we may recommend a symptom diary. A daily symptom diary will help show the long term disability insurance company that subjective symptoms are real.
An experienced long term disability attorney will also take charge of all communications with the insurance company to make sure the insurance company examines the claim fairly.
Matthew Maddox and The Maddox Firm LLC
Matthew Maddox has been a litigator for fourteen years in state and federal courts across the country. He has helped hundreds of long term disability claimants file their claim, appeal a denial, or sue their insurance company.
The team at The Maddox Firm provides personalized guidance to help win long term disability claims, the right way. Reach us at (212) 970-1190, info@maddoxfirm.com or maddoxfirm.com.