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Help with your short term or long term disability claim


How do year-end bonuses affect long term disability claims?
Bonuses can affect your long term disability claim or your LTD benefit amount. Consult policy language and a long term disability lawyer.
6 min read


Short and Long Term Disability for Complex Regional Pain Syndrome (“CRPS”)
Complex Regional Pain Syndrome (“CRPS”) is a profoundly debilitating condition that can cause intense pain and a cascade of physical and...
10 min read


What Ophthalmologists Should Know About Short and Long Term Disability Insurance
The importance and benefits of short and long term disability insurance for ophthalmologists and how to prove an LTD claim.
11 min read


Can My Long Term Disability Insurance Company Force Me to File for Social Security Disability Benefits?
The difference between long term disability insurance and Social Security Disability, and why your LTD insurer requires you to file for SSDI
10 min read


Long Term Disability for Alzheimer’s Disease
Answers to common questions about filing for long term disability due to Alzheimer’s Disease, what evidence you can use to support your clai
12 min read


Vestibular Testing Can Bolster Your Claim for Short or Long Term Disability
Vestibular tests can bolster a long term disability claim by providing evidence of the cause of balance, dizziness, or vertigo symptoms.
11 min read


What Dentists Should Know About Short and Long Term Disability Insurance
We explain disability insurance for dentists: purchasing your own, how to file and win a claim, and how to appeal a denial.
11 min read


Short and Long Term Disability for Epstein-Barr
Epstein-Barr virus can lead to both short and long term disability. Here are strategies and evidence you need for your claim.
9 min read


What Emergency Room Doctors Should Know About Short and Long Term Disability Insurance
Filing a long term disability claim as an emergency room doctor can be complex. Understanding the nuances of your policy is crucial.
12 min read


How Will Keeping a Symptom Diary Bolster My Long Term Disability Claim?
Lack of evidence is an obstacle to a long term disability claim. Many conditions cause only subjective symptoms. A symptom diary can help.
9 min read


Proving Long Term Disability Due to Multiple Sclerosis
Navigating the long term disability claims process for multiple sclerosis can be complex. Get answers to common questions, learn strategies
16 min read


How Will a Tilt Table Test Bolster My Long Term Disability Claim?
A tilt table test is objective evidence for a disability claim if you suffer from chronic dizziness, fainting spells, or low blood pressure.
10 min read


Short Term and Long Term Disability Due to Knee Disorders
Exploring common knee disorders leading to disability, how work can be affected, short vs long term disability and medical evidence required
13 min read


Pre-Existing Condition Provisions of Long Term Disability Policies
Your long term disability insurance company might deny your claim if your condition fits within the pre-existing condition policy provision.
10 min read

"Any Occupation" versus "Own Occupation" in Long Term Disability
Navigating an “Any Occupation” long term disability claim versus an "Own Occupation" claim can be an overwhelming and stressful experience.
12 min read


Short Term and Long Term Disability Due to HIV/AIDS
Depending on the severity and progression, HIV/AIDS can cause symptoms and complications that cause short or long term disability.
12 min read


Continuing Your Life Insurance If You Become Disabled: Waiver of Premium Provisions
Faced with a long term disability? Life insurance waiver of premium clauses let your life insurance coverage continue with no premium.
10 min read


What Teachers Should Know About Long Term Disability Insurance
How does long term disability insurance work? Why is it important for teachers? How can educators navigate the disability claims process?
12 min read


Short Term and Long Term Disability Due to Bell’s Palsy
Addressing common questions about securing long term disability benefits for Bell’s Palsy and what evidence is needed to prove your claim.
10 min read


Proving Short Term and Long Term Disability Due to Subjective Symptoms
Disability insurance claims involving subjective symptoms such as chronic pain, fatigue, and mental health issues can be an uphill battle.
8 min read


Long Term Disability Due to Huntington’s Disease
When filing for long term disability benefits for Huntington’s Disease, gathering comprehensive documentation and evidence is crucial.
9 min read


What Do “Restrictions and Limitations” Mean for a Long Term Disability Claim?
We will explain the difference between restrictions and limitations, how they are assessed by your long term disability insurance company.
13 min read


Navigating Long Term Disability Insurance Claims for Sedentary Occupations
To prove disability in a sedentary occupation, you must present comprehensive medical evidence.
9 min read


Short and Long Term Disability Due to Asthma
If you suffer from asthma and it prevents you from working, you may be eligible for short or long term disability insurance benefits.
7 min read
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